New home Finance
This finance is for the new home. By availing yourself of a home loan in Dubai, you are taking the very first step towards acquiring your own asset that is going to fetch you many times its original value later on in life.
This is the present scenario in Dubai where the real estate market is undergoing tremendous appreciation and it only makes sense to acquire a home loan that will get you a solid asset as well as a great investment in something that will give you greater returns in future.
Construction Finance
Like any mortgage, you want to ensure your monthly payments fit within your budget. This is particularly true with a construction loan – because you may be paying to live somewhere else while your new home is being built. During the construction phase, you want to keep expenses manageable and not incur any extra costs that might come with delayed construction.
Refinancing your existing property residential and commercial
If you were already considering refinancing your mortgage to find a lower interest rate, then this is a great option to fund your home renovations while you’re at it. A cash-out refinance takes your current first mortgage and refinances it while also pulling out equity — up to 80% of your home’s value — essentially making a new loan for a new term.
Trade Finance
We will help you to protect your reputation at every juncture. We offer guarantees or letters of credit, purchasing export document facilities and much more.
Letter of credits / Benefits of credits:
Seller cant able to cancel or alter an order without the approval of buyer. The bank of the buyer has the obligation to pay for the shipped good and they can't refuse to pay it Secured payment. Most of the cases the buyer can able to control the shipping of goods .The payment becomes negligible with import LC.
Standby letter of credits benefits:
Most secure way to cover the financial risk of the seller for giving the credits to the client. Provides a 100% guarantee to the seller regarding the payment once they comply with the terms. Seller will get the confidence if there is any bankruptcy occurred to client.
Bank Guarantee:
This is issued by bank of the behalf of their customer. Where they will mention to buy goods or perform their profits. And also promise to meet all the financial obligations to the supplier. This will reduce the fiscal risk